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Welcome
Real Estate Investors!

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Who We Are

A1DSCR brings over 20 years of lending experience, cultivating lasting partnerships with real estate investors, private money lenders, family offices, and more. Our focus is laser-sharp: Debt Service Coverage Ratio (DSCR) product suites.

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Our business strategy is simple and proven:

  • Leverage technology to simplify the investment process.

  • Maintain radical transparency in all terms and conditions.

  • Excel at what we do – providing the best DSCR solution.

  • Continuously share unique insights into both macro and micro market trends.​

Service Offerings

​A lot goes into real estate buying and management - do you have a thorough written plan? Have you thought about the following?

  • What is my Exit Plan?

  • Have I looked at least three different sources to understand the local market.

  • Building out a what-if model to understand real cash flow

  • Business formation (E.g. create a LLC and EIN)

  • Rent software, bank account set-up, etc.

  • Property management terms & conditions

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Working with a True Partner?

​Interest Rate is the least of your problems:

  • Are you speaking with a true independent mortgage broker or is the person you are speaking with is captive to one or two lenders only? Note: Mortgage Brokers have access to more than a dozen lenders/investors?

  • Is the person licensed?​

  • Is the person affiliated with another company?

Key Highlights

  • Purchase, rate & term and cash out

  • DSCR minimum = 1.25

  • Fico score greater than or equal to 660

  • Loan amounts up to $50MM

  • 1-500 units​

  • Loan-to-Value up to 80%

  • Short term adjustable rate mortgages

  • 40 year fixed with interest only options

  • Gift funds permitted

  • Foreign buyers are eligible

Other Key Points

Examples of questions that you should ask:

  • Is there a Hard Prepayment Penalty?

  • Can I finance some of the fees into the loan?

  • Are you able to finance short-term rentals?

  • Can I close my loan in a LLC?

  • ​Can I choose a Lender Paid option?

  • Am I eligible to receive a "Credit" so that I can offset some of my closing costs?

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Visit www.allifi.com for more info.

248.251.6811 or hello@allifi.com

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